Credit Approval Head SG at CIMB Singapore

Job Description:

Latest job information from CIMB Singapore for the position of Credit Approval Head SG. If the Credit Approval Head SG vacancy in Singapore matches your qualifications, please submit your latest application or CV directly through the updated Jobkos job portal.

Please note that applying for a job may not always be easy, as new candidates must meet certain qualifications and requirements set by the company. We hope the career opportunity at CIMB Singapore for the position of Credit Approval Head SG below matches your qualifications.

• To implement risk performance‑driven credit decision for the credit approval process.
• To review and provide feedback to the Product and Compliance Team to ensure practicality and feasibility of the implementation of credit policies and guidelines.
• Manage proper credit evaluation of facility applications and complete documentation in accordance with policies and procedures.
• Any other responsibilities/tasks as assigned by Management from time to time.

• To implement risk performance‑driven credit decision for the credit approval process.
• To review and provide feedback to the Product and Compliance Team to ensure practicality and feasibility of the implementation of credit policies and guidelines.
• Manage proper credit evaluation of facility applications and complete documentation in accordance with policies and procedures.

• Ensure policies and procedures are documented and adhered to. Develop and finalise policies and procedures for new facilities.
• Recommend and approve limits up to the appropriate delegated authority for retail banking.
• Adhere to Group’s standards portfolio/bulk reviews for facilities against collateral.

• Advise Personal Bankers and Relationship Managers on credit‑related issues.
• Lead and motivate the Credit Approval team to achieve SLA targets.
• Ensure the Credit Approval team keeps up to date with the evolving regulatory landscape.
• Oversee the effective approval of credit facilities to minimise delinquency.

• Update Business Rules and Internal Guidelines as per the latest MAS rulings.
• Ensure compliance/adherence with credit policies and regulatory guidelines.
• Responsible for all credit perspective of retail facilities, including ensuring compliance/adherence with credit policies, guidelines and regulations, portfolio review.

• Degree.

• At least 10 years experience in credit management.

• Strong knowledge in credit assessment.
• Strong knowledge of retail banking (secured & unsecured) credit facilities.
• Strong knowledge of banking systems.
• Strong knowledge of banking instruments, local banking laws and MAS guidelines.
• Strong knowledge of credit assessment methodology and MAS reporting.

• Analytical judgement for proper credit evaluation of facility applications in accordance with policies and procedures.
• Ability to prioritise and multitask.
• Meticulous, accurate, independent and possesses good problem‑solving skills.
• Good verbal and written communication skills.

Job Info:

• Company: CIMB Singapore
• Position: Credit Approval Head SG
• Work Location: Singapore
• Country: SG

How to Submit an Application:

After reading and understanding the criteria and minimum qualification requirements explained in the job information Credit Approval Head SG at the office Singapore above, immediately complete the job application files such as a job application letter, CV, photocopy of diploma, transcript, and other supplements as explained above. Submit via the Next Page link below.