Home » Credit Executive- Senior

Credit Executive- Senior at X Star Technology Pte Ltd

Position Credit Executive- Senior
Posted 25 Jun 2026
Expired 25 Jul 2026
Company X Star Technology Pte Ltd
Location Singapore | SG
Job Type Full Time

Job Description:

Latest job information from X Star Technology Pte Ltd for the position of Credit Executive- Senior. If the Credit Executive- Senior vacancy in Singapore matches your qualifications, please submit your latest application or CV directly through the updated Jobkos job portal.

Please note that applying for a job may not always be easy, as new candidates must meet certain qualifications and requirements set by the company. We hope the career opportunity at X Star Technology Pte Ltd for the position of Credit Executive- Senior below matches your qualifications.

X Star is a premier automotive financial services and technology provider, specializing in transforming the automotive industry through innovative solutions in vehicle valuation, financing, and cross-border transactions. Leveraging advanced algorithms and blockchain-based trust frameworks, X Star is committed to building an automotive ecosystem with more convenient, safe and efficient financing services overseas. Headquartered in Singapore, X Star operates across key markets, including Japan and Mexico, with a strategic focus on the RCEP (Regional Comprehensive Economic Partnership) region. Our Singapore business alone has facilitated over SGD 100 million in cumulative loans, demonstrating strong market traction and scalability.

Job Responsibilities:

  • Conduct thorough creditworthiness assessments by analysing financial statements, credit history, and collateral value.
  • Perform detailed credit analyses to evaluate borrowers’ repayment capacity and determine optimal loan terms and conditions.
  • Review loan applications and documentation for accuracy, completeness, and compliance with established lending policies.
  • Analyse financial data, including income statements, balance sheets, cash flow and tax returns, to assess applicants’ financial stability.
  • Verify applicant information through internal and external credit checks.
  • Prepare comprehensive credit reports and present findings to management for approval or rejection decisions.
  • Evaluate collateral valuation reports and assess the adequacy of collateral coverage.
  • Monitor loan portfolios, assess risk ratings, and recommend appropriate remedial actions.
  • Stay updated on industry trends, market conditions, and regulatory changes impacting the auto finance industry.
  • Ensure strict compliance with internal credit policies, procedures, and regulatory standards.
  • Collaborate with other departments, such as sales and collections, to address credit-related concerns and provide guidance.
  • Maintain accurate, up-to-date and organized credit files and documentation.
  • Provide support during loan audits, examinations, and regulatory reviews.
  • Assist in the development and enhancement of credit risk assessment models and tools.
  • Participate in credit committee meetings and provide insights on credit-related matters.
  • Continuously optimize credit analysis processes and procedures for greater efficiency and effectiveness.

Job Requirements:

  • Degree in Finance, Accounting, Business Administration, or a related field (or with equivalent work experience).
  • Proven experience as a Credit analyst or in a similar credit analysis role, preferably in the auto finance industry or financial services sector.
  • Strong understanding of credit risk assessment, financial statement analysis, and lending principles for both Corporate and Retail Lending.
  • Familiarity with credit analysis tools, techniques, and credit scoring models.
  • Excellent analytical and problem-solving skills.
  • Ability to make sound credit decisions and recommendations.
  • Ability to manage multiple tasks and meet deadlines in a fast-paced environment.
  • Strong ethics and integrity.
  • Proficiency in using financial analysis software and MS Office Suite.

    • Job Info:

    • Company: X Star Technology Pte Ltd
    • Position: Credit Executive- Senior
    • Work Location: Singapore
    • Country: SG

    How to Submit an Application:

    After reading and understanding the criteria and minimum qualification requirements explained in the job information Credit Executive- Senior at the office Singapore above, immediately complete the job application files such as a job application letter, CV, photocopy of diploma, transcript, and other supplements as explained above. Submit via the Next Page link below.

    Next Page »

    Similar Job Vacancies

      Job Search Agregator 2026
    About Us
    Privacy Policy
    Disclaimer
    Terms and Conditions
    Contact Us
    Submit XML Feed

    © Jobkos

      By visiting the Jobkos website, viewing, accessing, or using any of the services or information created, collected, compiled, or submitted to Jobkos, you agree to be bound by the following Terms and Conditions of Service.
    Created by Jobkos | | | |